Unlicensed means Uninsured

Hiring an unlicensed consultant means you are uninsured

 

Kenny Kristo: So you're a private detective, is that right?

Matthew Scudder: Unlicensed.

Kenny Kristo: What's that mean?

Matthew Scudder: It means that sometimes I do favors for people and sometimes in return, they give me gifts.

A Walk Among the Tombstones (2014)